Collect recurring payments
via NACH Debit eMandates (eNACH)

Automatically collect payments directly from your customer's bank account

no cheques, cards or digital wallets involved



Manage all your customers, plans, subscriptions, payments and settlements in our simple dashboard or API


Sign up and quickly start receiving predictable cashflow without relying on customers to authorise every payment


Paperless digitally signed NACH Debit eMandates; far fewer payment failures; military grade data security


Less than half the cost of fees typically charged by payment gateways for cards and other payment methods

How it works

Our eNACH platform gives you simple dashboards, REST APIs and mobile SDKs for you to manage your plans, customers, mandates, payments and settlements. Your customers authorise NACH Debit eMandates for direct debit of their bank accounts. We collect the funds securely and pay out to you quickly and affordably. All entirely paperless!
Create your plans and/or invite customers to subscribe

You can create any number of plans with custom amounts, frequencies, start and end dates. You can even create plans for variable amounts and irregular frequencies. You can also create custom subscriptions for specific customers. When you're ready, invite your customers to subscribe.

Customer subscribes online with a direct debit mandate

Your send your customers subscription authorisation links to your branded page on our secure site. Your customers enter their details and authorise direct debit mandates on their bank accounts.

Sit back and watch as LotusPay brings you your money

We securely process your customers' mandates through banking channels, debit their bank accounts as per the subscription authorisations, and quickly pay out collected funds to you. We notify you for every new subscription, collection and payout.

Make payments collection your competitive advantage