Easily debit your customers' bank accounts on a recurring basis via NACH Debit

Standard Features: NACH Debit made easy

All you need to get started

Monitor progress in near real time

You'll be the first to know as soon as soon as there are changes in your mandates and payments.
The Dashboard give you visibility into what you're collecting and when you'll get it, and you'll get email notifications too.
Integrate with our simple, clean REST APIs and provide your webhooks to get instant notifications.

Cloud based

Our web dashboard and API make it easy for you to access seamless processing of NACH Debit via NPCI's payments network.
Nothing to install and no heavy integration required.
Manage with ready-made forms, white-labelled payment pages, bulk file import and export - no technical integration required.
Support is just an email away.

Puts you in control

You decide what you want to charge customers and when you want to get paid - no need to wait on customers to authorise each payment manually. Predict your cashflow with confidence.

Customers can subscribe on any device

When you invite customers to subscribe to your plans, they can easily complete the form on any device, including mobile.

Beautifully simple JavaScript checkout flows with single line integrations for you.

Send white-labelled email invoices to your customers inviting them to authorise mandates. Create payment links via API or bulk file import and have them automatically distributed to your customers via email and SMS.


Securely debit your customer's bank account. Sensitive customer data is encrypted in transmission and at rest - and it never hits your servers.

Fast collections and settlements

eMandates are activated within two working days, physical mandates within two to 10 working days. We pay out to you on the same day that we collect your payments.

Pro Features: Build your customer experience

Everything in Standard, plus:

Pick and choose your services

Mandates: Make, Submit, Response
Debits: Make, Submit, Response
Collection: Reconcile

Mix and match services in any combination according to your business requirement.

Only your name on your customer's statement

Use your own NACH Utility Code so that your customer sees only your name on their bank statement.

Work with your bank

Manage your NACH Debit process with your existing sponsor bank. Optionally receive direct credit of funds from your customer's bank account into your bank account. Ready-made integrations with all the leading sponsor banks. A single, powerful integration with LotusPay to access one or more sponsor banks. Dynamically allocate your mandate volume, even switching sponsor bank with each API call.

Migrate your existing NACH Debit process

Fully migrate your existing mandates to the LotusPay platform, or continue with your existing process elsewhere and only create new mandates with LotusPay.

Host your own payment pages

Build your own secure payment pages and benefit from a white label solution that gives your customers a seamless experience.

Phone support

Speak to us to get one-on-one help with your requirements.

Visit our Support Centre for detailed product information and sandbox access.

Make payments collection your competitive advantage